National Payment Systems Strategy(NPSS - UAE IPP)

Marking a Milestone in UAE's Real-time Payments Journey

bank section

Empowering Instant Payments

Aani

Aani, a subsidiary of the Central Bank of the UAE, redefines payment experiences with innovative features like QR-Code Based Payments, Request to Pay, and Split Payments. Users enjoy instant fund transfers up to AED 50,000, 24/7, making transactions swift and hassle-free. Security is a top priority, ensuring both convenience and peace of mind for users.

GSS Group's Remarkable Role in Launching "Aani" - A Pinnacle of Financial Innovation in the UAE.

The financial landscape is perpetually evolving, and in this era of digital transformation, GSS Group proudly stands at the forefront. Today, we wish to share our exhilarating journey behind one of the most ambitious projects we've undertaken: the launch and implementation of "Aani," the UAE's premier instant payment application. Our collaboration with prominent financial institutions, First Abu Dhabi Bank and Finance House, has been nothing short of groundbreaking.

GSS is honoured to be part of UAE’s FIT (Financial infrastructure Transformation) programme.

Our leading Instant Payments Platform is fully enabled to meet the needs of all financial institutions for all use cases.

What's NPSS - UAE IPP?

National Payment Systems Strategy(NPSS) or UAE Instant Payment Platform (IPP) is designed to make payment systems universally interoperable and foster the transition to a cashless society built around real-time. It is the Instant Payment Platform (IPP) that enables real-time faster payments and funds transfers around the clock (24*7) and digital payments across the UAE financial sector.

TALK TO US

The NPSS landscape is considerable and GSS has a very superior understanding of this.

Core Services

Credit Transfers

Overlay Services

Addressing Services
Request To Pay

Value Added Services

AML, CRM, Billing, Customer Enquiry Portal, Reporting Etc

IPP Core Services

Direct Debits

Overlay Services

eDDA

Overlay Services

eCheques

NPSS Ready Instant Payment Built On Latest Technologies

Can support White label app or API enabled Mobile / Internet Banking approaches (or even a phased approach transitioning from white label to SDK/API approach) where NPSS functionality can be embedded into existing Channels

GSS solution for NPSS is unique, scalable and can rapidly integrate with the proposed CBUAE NPSS architecture

Advanced technology stack (Kubernetes, DevOps, REST API, Advanced MQ, Kafka Streaming)

Advanced state of readiness with the NPSS (can meet current CBUAE deadlines)

Built on Low code platform (Configuration not Customisation)

Cloud ready

Ability to build custom business processes across multiple countries for multiple payment types (with High STP)

In-built analytics dashboard for NPSS payments tracking and analysis (Power BI based)

Gartner recognized platform

ISO 20022 compliant

NPSS - UAE IPP Services

The CBUAE deadlines can be easily met with our agile low code platform and advanced NPSS scope understanding. We understand the play and the NPSS use cases across all these customer segments (and also the indirect participation segment).

UAEIPP Core Services

Instant Payments Processor